The Top 10 American Express Black Cards
The American Express Black Card, also known as the Centurion Card, is one of the most exclusive credit cards on the market. It has been consistently ranked in the top 3 most desired cards in America, and it’s even on par with the Visa Black Card and the MasterCard Black Card in exclusivity. But how did such a card become so sought-after? The answer lies in its name.
10. Welcome bonus
What's better than one black card? Two! That's why The Platinum Card® from American Express and The Business Platinum® Card from American Express are just the cards you need. For starters, both cards give you access to a wide range of benefits like airport lounge access, premier hotel status, car rental privileges, and much more. And if that doesn't interest you, then maybe the welcome bonus will. When you apply for either of these cards and spend $5,000 on purchases in the first 3 months your account is open*, you'll receive a $200 statement credit*.
9. Concierge service
There are a few different types of cards that come under the Black Card category. The first type is the Centurion Card which is only offered to those who spend $250,000 on qualifying purchases in a year. This card also offers complimentary access to airport lounges and travel upgrades. Then there are two other categories of cards that are also black cards but they have different names. The Platinum Card has a spending limit of $10,000 per year and it offers similar benefits as the Centurion card but with less perks than the Centurion card provides. The final black card category is called the Blue Sky which costs $5,000 to apply for and it comes with no spending limit.
8. No annual fee
American Express has a number of different cards that people can choose from. This review will cover the ones that do not have an annual fee.
American Express Blue Cash Everyday Card - No Annual Fee
This card offers cash back on every purchase and you get $150 statement credit after spending $1,000 in the first 3 months. It also includes useful features like purchase protection and price protection. You can also manage your account with their mobile app.
American Express Platinum Card - No Annual Fee
One of the most famous black cards is the Platinum card by American Express which does not have an annual fee for the first year and thereafter costs $550 per year.
7. Luxury benefits
Luxury benefits that make these cards the best of the best include:
- Concierge Service
- 24/7 Travel Assistance
- Zero Liability Protection
- Airport Lounge Access - Fine Hotels and Resorts
- Fine Dining & Entertainment
- Car Rental Privileges
- Global Entry or TSA PreCheck Fee Credit ($100)
6. Waived fees (food, hotels)
It may come as no surprise that one of the perks of the American Express black card is the waived annual fee. As a cardholder, you won't have to pay a yearly fee for an authorized user, which makes this card all the more appealing to those who travel frequently or dine out often. In addition to waived fees, you'll receive complimentary AMEX Centurion Lounge access and complimentary access to over 1,000 airport lounges worldwide. The card also comes with a $100 credit for purchases at Saks Fifth Avenue.
American Express Platinum Card (from either 2009-2010): The original platinum card was introduced in 2000 and quickly became popular among affluent people. The card has risen steadily in popularity since its release due to its luxurious benefits like: exclusive hotels, clubs and restaurants around the world; automatic room upgrades; airline baggage privileges including early boarding privileges; discounts on airfare; concierge service; roadside assistance services up to 4 times per year, up to 4 times per year $200 emergency cash withdrawal limit at any ATM (but be careful because the ATM will charge your account first); extended warranty on purchases made with the Platinum Card from 60 days to 120 days (except some items).
5. Additional perks
Membership has its privileges, and the same goes for credit cards. Check out the top 10 American Express black cards that offer a little something extra with each purchase.
#10: The Platinum Card® (No Annual Fee) This card is perfect for travelers who are loyal to one airline or hotel chain and want to earn points faster. It also offers an annual $200 travel credit, which can be applied to things like flights, hotels, car rentals, baggage fees and more. And there are no blackout dates or seat restrictions when redeeming points for tickets on any airline with this card. For those looking for access to Amex Centurion lounges, though, you'll have to upgrade your account by signing up for a Gold or Platinum card.
#9: The Business Gold Rewards Card from American Express OPEN If you're in business, then this may be the card for you! With every dollar spent at eligible Amex OPEN merchants or using your enrolled Amex OPEN Small Business Card at these merchants, you'll get 5x points. What's even better? You'll get 50% point bonus when you use your enrolled small business card at other eligible small business merchants - up to 100%. It's never been easier to rack up rewards with just one swipe of your card.
4. Earn points on AMEX travel credit cards
If you love to travel, then the AMEX Platinum card is the perfect credit card for you. You'll earn 3x points on airfare purchased directly from airlines and 1x points on all other purchases. Plus, with an annual fee of $450, this card offers some sweet benefits like airport lounge access and a global car rental insurance policy.
And if you're not into traveling that much but still want some perks, then the AMEX Everyday Preferred card is perfect for you. This card offers 5% cash back at US supermarkets (up to $6,000 per year), as well as 2% cash back at gas stations and select US department stores. It also offers up to 50% more points on things like groceries and dining out when you use your card 30 or more times in a billing cycle. So it's best for people who spend the majority of their time outside of the United States. With no foreign transaction fees, this is an excellent option for travelers who need quick access to their funds in different currencies.
And lastly, the Business Gold Rewards Card from American Express is also worth mentioning since it has an attractive sign-on bonus: 25K Membership Rewards points after spending $10K in three months.
3. Platinum card perks
American Express Platinum has always been one of the most sought-after credit cards. It offers a ton of perks, which is why it's usually worth the steep annual fee. It also has some other benefits that make this card worth having.
*A $200 airline credit every year, which can be used to purchase tickets or upgrade your seats
*$100 statement credit for purchases at Saks Fifth Avenue and Saks Off 5th
*Access to 6 airport lounges in the US and abroad *American Airlines Admirals Club® membership
*Premium Roadside Assistance Plus
*24/7 Luxury Hotline to get concierge service
*Terms & Conditions Apply
2. Additional luxury card perks
American Express offers a variety of black cards, each with their own specific benefits. One of the most popular is the Platinum card, which offers benefits such as airport lounge access and a $200 annual Uber credit. The Gold card has a $100 annual airline fee credit, along with exclusive events and experiences. There's also the Business Gold card for those who need special perks for their employees. All cards provide 24/7 concierge service and travel protections. These include lost baggage reimbursement up to $3,000 per passenger ($500) and protection against common carrier accidents (covers up to $1 million). However, one major downside is that all American Express charges are non-refundable. For this reason, it's always important to make sure you can pay off your balance in full before incurring any charges.
1. Mercedes Benz Platinum Card by AMEX Platinum Review
This card provides a suite of benefits that includes: access to over 50 airport lounges and unlimited travel upgrades, the ability to earn 5x points on airfare, car rentals and hotels booked through AMEX Travel, premium roadside assistance services, 24/7 concierge service for dining reservations and event tickets. One great feature is that you can use the card for fee-free purchases at Saks Fifth Avenue stores and online. Furthermore, there's an option of selecting your own custom credit line from $5,000 up to $100,000. The Mercedes Benz Platinum Card by AMEX Platinum is not a rewards card; rather it is a charge card with no preset spending limit and requires you to pay your balance in full every month.
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